Consumer Guide Online

Archive for August, 2007

By Martin Lukac

Being frugal simply becomes a way of life. When you have the desire, the knowledge and the attitude, you are motivated to be frugal in your living. Consider it a challenge to cut costs but maintain your quality of living. You simply have to look at things in the right way.

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By CD Mohatta

Some of us make huge money. Some make a real big amount. It is as if they have a magic formula. Look at the list of the richest people. Most of the names are repeated year after year. At the same time there are some who are born with great intelligence and manage to only earn their living. They never manage to make big money. Why? What is the secret that makes some people attract money?

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1. Be sure you own the intellectual property rights you intend to own.
2. Be mindful of U.S. laws against the export of encryption software.
3. Protect your source code.
4. Consider global protection of brand names.
5. Consider whether your Web “storefront” is a franchise.
6. Consider the Web in your grant of a marketing territory.
7. Consider developing and hosting Web sites for your licensees, distributors or franchisees.
8. Develop a written policy for the use of your computer network or Web site.
9. Present a clear policy on how you will use personal information collected on your Web site.
10. Pay attention to ethical rules on the use of the Web by lawyers and law firms.

If you’re running Windows XP, then you don’t have to go out and buy expensive CD–
recording software. The new operating system from Microsoft features built–in CD
burning. When you want to burn a CD using Windows XP:

1. Insert a blank CD–R or CD–RW in your CD drive. You must have a CD–R (writ able) or CD–RW (regrettable) drive. A dialog box opens, asking if you want to open a writ able CD folder. Click OK.

2. On the Start menu, click My Computer, and navigate to the drive and folder where the files you wish to copy are stored.

3. Select the files you wish to copy, and drag/drop or copy/paste them to the open CD recording folder.

4. In the left pane of the CD folder window, click Write these files to CD.

5. Now you’re all set. Just remember not to copy more files to the CD than it will hold: a standard CD holds 650 MB.

• Keep your computer and diskettes away from any magnetized objects. Phones,copiers, stereo equipment or devices with motors generate a magnetic field that may damage your data.

• Keep your system away from heating and air conditioning vents, radiators,and open windows. This will prevent temperature fluctuations in your system hardware and reduce airborne particles like dust and smoke from entering your system.

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These tips may help you avoid problems or unnecessary expense.

• Do not try to diagnose the problem unless you are qualified.
• When looking for a repair shop, ask your friends or coworkers for recommendations.
• Shop around before agreeing to expensive repairs.
• Before you have a vehicle repaired,get a written estimate for repairing the vehicle, including teardown and reassembly.
• If a repair shop suggests repairs that you question, ask for a written reason why the repairs are needed.
• Ask the repair shop if it guarantees its work (labor, parts or both). If so, all terms of the guarantee must be in writing.
• If you are asked to sign a document,take a copy of it for your records.
• Never sign a blank document.
• Leave a telephone number where you can be reached.
• If you have a problem you cannot resolve with the repair shop, call the toll-free telephone number on the front of this leaflet.

Things to Remember When Trying to Understand Disaster Events

No one who experiences a disaster is untouched by it.

It is normal to feel anxious about you and your family’s safety.

Profound sadness, grief, and anger are normal reactions to an abnormal  event.

Acknowledging our feelings helps us recover.

Focusing on your strengths and abilities will help you to heal.

Accepting help from community programs and resources is healthy.

We each have different needs and different ways of coping.

It is common to want to strike back at people who have caused great

pain. However, nothing good is accomplished by hatefullanguage or  actions.

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a) No. While some people like to sensationalize a 1970‘s Indian study, it was found
that the study‘s claims were based on flawed data. Scientists from India and
elsewhere have tried, and failed, to replicate these studies.

b) The claim of abnormal chromosomes resulting from eating irradiated food has been
sensationalized as a result of a very small study done in the 1970‘s in India. The
study reported increases in the frequency of polyploid cells in animals and
malnourished children. Polyploidy means a multiple set of chromosomes; it is
naturally occurring and varies among individuals. In the early 1980‘s eight studies
with several irradiated food items were conducted in China. More than 400 people
consumed irradiated foods for 7 to 15 weeks. No significant differences in
chromosomal abnormalities were seen between the test and control groups.

a) Food is irradiated to destroy harmful bacteria that might be inadvertently present.
This makes the food safer and is comparable to pasteurizing milk. Irradiation also
extends shelf life and can be used to control insects.

b) Food is irradiated to destroy bacteria, fungi, or parasites that cause human disease
or cause food to spoil. Irradiation destroys harmful bacteria such as E. coli O157:H7,
Salmonella, Listeria, Campylobacter and vibrio that are major contributors to the
estimated 5000 deaths and 76 million food borne illnesses that occur every year in
the United States. When used in this manner, irradiation is comparable to
pasteurizing milk, in that the product is left fresh, but is much safer. Irradiation also
extends the shelf life of food by retarding maturation in vegetables and reducing
spoilage organisms that can even grow under refrigeration. Irradiated strawberries
can last a week in the refrigerator without developing mold.
Irradiation can also be used in place of fumigants and other quarantine procedures to
allow fruits and vegetables to be imported without risking the introduction of harmful
insects.

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