Auto Insurance Claims
I was living in VA and gave my car for repairs and got a loner car in place for a couple of days. I had an accident with the loaner car which my insurance company covered after deductable.
I moved to NY in July 2006 and have not owned a car since. A month ago I got a letter from the local courthouse in VA saying I am being sued by the company that owned the loaner car for $15,000…. 2.5 years after the accident!! So I called my old insurance company and they said accoridng to my policy they have hired a local lawyer to represent me in VA. I called the lawyer and he said the 15,000 is what they want for the depreciation cost of the accident. He also said that although he is paid by the insurance company, I am his client and he will work in my interest only
My question is after 2.5 years…. getting a lawsuit for 15 grand is very nerve wrecking since i though that chapter was closed. Can they do this? Do you think I am liable for the 15,000 and will have to pay for it? Shall I get my own lawyer in NY? I am a recent college grad and can no way afford to pay that!
Answer:
A lawyer in NY wouldn’t help you since the suit is in VA. Don’t worry about it, your insurance will take care of it. If they lose the suit, they will pay whatever the judge tells them to. It’s a collision claim so you don’t even have to worry about limits.
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