Would you leave your life insurance to your pets?
Some people are of the mind set that what money they can’t take with them they are not going to give their children. This is the type of mindset that says I earned my money and when I go if my kids want to have the same amount of money then they need to work for it.
Personally I would give the majority of my money to my family and maybe 5 to 10% to a charity. But then I am the type of person who has a college fund setup so I can help my nieces and nephews out, and any grandchildren when they come.
A friend of the family has when she dies a stipulation that 20% of her estate goes to I believe it was a cancer related charity. Which for her net worth would come out to 200-400k and the rest is divided between her family.