Archive for the ‘Business’ Category
What is cargo insurance?
Why do traders need cargo insurance?
What types of cargo insurance are available?
answer:
When you are looking at the types of cargo insurance available, you may come across the term General Average. This is one of the oldest principles of cargo insurance and relates only to ocean and sea voyages but is still relevant in today’s trading environment. General Average covers the situation where damage or loss of certain goods occurs so that the remaining cargo and the means of transport are saved. For example goods may sustain water damage during fire fighting. In this situation, if General Average is declared, all the parties involved must contribute to covering the loss.
How to Make a Cold Call
We’ve all been on the receiving end of the call: the intrusion you grumpily field at work or in the middle of dinner. Here’s how to craft your opener when you’re on the other end of the line.
“First, know who you are talking to, what their issues are and what they need from you,” says Wendy Weiss, a New York-based sales trainer. “Don’t say ‘Hi, I’m Sue, and I sell insurance,’ Try ‘Hi, I’m Sue. I work with a lot of people in your neighborhood, and my expertise is helping people make sure their families are taken care of.’” This also works if you’re fund-raising for a charity; in 1991 Weiss started an AIDS-education dance project. Her phone lead was “We’re the only dance company that saves the lives of children.” If you’re asking for an informational interview, introduce yourself, then say “I’m thinking of switching fields, and I was wondering if you could help me learn more about your industry.” Most people, Weiss says, really do like to help.
And the ones who don’t are probably just in the middle of dinner.
Criticism is bad any way you look at it
Being in positions of power, we’re often tempted to flaunt it by criticizing subordinates. Criticism is bad any way you look at it. Encouragement is a better bet. Make subordinates feel the need to improve themselves – not get another job! End result?
The subordinate is on a continuous improvement curve, and you get a competent worker.
Criticizing a person’s failures will only compound his belief that he’s not up to task. Motivating him to keep going, however, will make him rise to the challenge.
Power is useful when people can recognize it
Much as we’d like to give our subordinates everything they want, sometimes it really is just not possible. Like changing working hours, for instance: You may be powerful, but you’re not that powerful. Yet, how are you to convey that message to him without losing his respect? Easy: By never promising him anything. If you get into the habit of saying yes to every request, they’re going to come to expect that response, no matter what. Instead, say, “I’ll try,” even for the really easy stuff. You know you can get your subordinate a new PC, but there’s no need for him to know it. When he does get his new machine, he’ll like you very much for trying hard to get it for him. There might even be a glimmer of respect. But he didn’t really think you could do it -therein lies your ace.
As long as you keep him guessing about how powerful you really
are in the company,two great things will happen:
First, he won’t come running to you every time he needs something -his first course of action will be to try and figure it out himself. Second, he’s not going to campaign against you because he’s under the impression that you’re a nobody anyway. This makes it easier to work with him and vice versa. Power is useful when people can recognize it. But sometimes, it’s even more useful when they can’t.
Easiest way to avoid making enemies
We’ve all got an enemy or two at work, someone either above us or below us, waiting for his or her chance to plot our downfall. But enemies and allies are cultivated, not made. If you’re already a likeable person, then you’ve no doubt won over your subordinates. Now, what about your peers? Your superiors? How can you avoid turning them into enemies? The simple answer is to not offend them. You can do that by not telling them they’re wrong to their face. Instead, find more diplomatic ways of bringing them around to your point of view. An easy way to do that is to feign ignorance… if only for a while. If your boss has asked you to do a project you know is doomed to failure, do not tell him straight-faced that it’ll never work. Instead, say something like, “You think it’ll work? I thought it wouldn’t. I could be wrong, of course. But let’s go over this again, just to be sure…” See? The easiest way to avoid making enemies is to not do unto them what you’d not want them to do unto you.
Delegating work is crucial to any leader’s success
Delegation is one of those peculiar management skills we pay so little attention to, but yet it is so very important to our sanity and to how we perform on our jobs. The reason is obvious: Because we want to look good, we want everything in our department done right… and what better way than by doing it ourselves, right?
Wrong. If you were hired, say, as a Finance Manager for your company, you’re supposed to be spending your time figuring out where you ought to invest the company’s money… not whether all the bills have been paid.
Sure, if all the bills are paid, your department looks good. But it’s not what the company is paying you for. That’s what your Accounts Clerk (for argument’s sake, we’ll call him Charlie) is for. Delegating work is crucial to any leader’s success – why do you think company directors and CEOs are always busy playing golf?
Delegating tips
Refine the description of the task on paper till it appears as you want it. Only then should you delegate it.
Record your discussions with your subordinate, and get him to do the same. Then have him repeat what has been said to ensure he understands what you need.
Refrain from panicking and doing the task yourself if you suspect your subordinate may not be able to deliver. Give him the benefit of doubt, and follow up on the task frequently.
Michigan Renewable Energy Business Directory
Ann Arbor Architects Collaborative Inc www.a3c.com
Dan Jacobs
210 E Huron, Ann Arbor, MI 48104
Ph: 734-663-1910 / Email: fhaag@a3c.com
GMB Architects * Engineers www.gmb.com
Stephen Hamstra PE, NSPE
85 East Eighth St., Ste 200, Holland, MI 49423-2921
Ph: 616.796.0200 / Email: steveh@gmb.com
Image Design, LLC imagedesignllc.blogspot.com
Eric Hughes
2722 Richards Dr., SE, East Grand Rapids, MI 49506
Ph: 616.974.0088 / Email: ehughes@ameritech.net
Kelly-Tinker Architects
Ed Kelly & Bob Tinker
3215 S Main #216, Ann Arbor, MI 48104
Ph: 734-665-1400
Prud’homme, LLC
Robert Prud’homme
530 Leroy, Ferndale, MI 48220
Ph: 248.548.7288
India Printing Inks & Other Supplier
Ashoka Stationery Company Limited TrustSeal
Manufacturing and marketing of printing inks and other supplies that includes stamp pad ink, stamp pad, ready refill, printer cartridges, computer cartridges, sealing wax, carbon papers and adding machine ribbons.
Address: GG1/2B, Vikas Puri, New Delhi – 110 018, India
Tel : +(91)-(11)-25861479/25441130 Fax: +(91)-(11)-28312022
Kjumbo Eximp Pvt Ltd TrustSeal
Supplier of inks, duplicating inks, color inkjet refill kit, black inkjet refill kit, black color black color, inkjet refill kit and other products like carbon paper, one time carbon paper, one side tracing paper, computer paper, security items.
Address: Hari-kanchan, Plot No. 176, Sector – 21, Nerul, Navi Mumbai, Mumbai – 400 001, India
Tel : +(91)-(22)-27710145 Fax: +(91)-(22)-27706910
Real Estate Agents & Property Buyers that serve the Manchester City area
Genesis Estates
3 Keppel Road, Chorlton, Manchester, M21 0AT
Phone : 0161-862 0345
business serves Manchester (Town in Lancashire)
George Grundy Estates Limited
109 Market Street , Farnworth, Bolton, BL4 8EX
Phone : 01204 572222
business serves Manchester (Town in Lancashire)
Irlam Estates
200 Liverpool Rd, Irlam, Manchester, M44 6FE
Phone : 0161-777 9797
business serves Manchester (Town in Lancashire)
Fast Track Investments Limited
300-302 Stratford Rd, Sparkhill, Birmingham, B11 1AA
Phone : 0121-772 8200
business serves Manchester (Town in Lancashire)
Get family members to take on the role of your savings account keeper
No willpower to save up for a rainy day? Why not try a new disciplining scheme. Get family members to take on the role of your savings account keeper! Here’s how to get started:
Create a separate account to credit your savings into.
Next, make a pact with your family, asking them to check on your monthly savings. Discuss with them the “terms” of your savings account such as the amount you’d pay every month and the date you’ll be paying into the account (very much like the terms a credit card vendor would impose on you).
At the end of each month, show them your account statement as proof of your savings.
Add stringent rules to the pact by allowing your family to charge you interest if you miss a savings date or don’t meet the amount set.