Archive for the ‘Cars’ Category
Auto Insurance for Teenage Drivers
Introducing the teenage driver to the auto policy will definitely hike its rate. And, sorry, there is no short-cut to avoid the price change. But the following ways may help you to control it to some extent.
Normally the cost of including the teenage girl to the auto policy is not maddening high like including a boy. The premium for a teenage male driver is much higher than that of the young female driver.
There are discounts available for good grades. And it is available with most of the insurer. If you can manage to maintain good grades through-out your educational career, your parents can enjoy some discounts for it.
Try to manage a separate policy for you. When you have the license on your name you may not face problems in obtaining a personal auto policy. Do a bit of research yourself, to check out the prices. Shopping around helps most of the time if not always.
You can also ask your family to purchase you a policy for the cheapest car amongst the three. Dropping the collision and comprehensive coverage on the car is also a good idea if the car is sufficiently old.
Should I buy a high mileage vehicles?
My friend is selling her 91 Honda Accord for $1000. It’s a good deal but the thing’s got 213,000 miles on it. I only need it for going back and forth from school and work, but I’m worried it’ll break anytime on me. Should I go for it or not? Any advice appreciated
Answer:
The cars made today are more reliable and can generally go further than their predecessors due to better technology. Do you have any idea of prior maintenance and upkeep of that vehicle? Cars that have properly maintained also tend to last longer and get higher mileage from the engine. I’d take the vehicle to a trusted mechanic for a thorough “lookover”.A good mechanic , especially one with experience with Hondas, knows what to look for and can give you an idea of it’s overall condition, and whether or not it is a good buy.
Wheel balancing
I was driving home from work when another driver entered an intersection with me still in it to avoid an accident I swirved and mounted the curb. this caused my front tyre to blow out. I managed to change the tyre fine but now the car slightly shakes and veers to the left. could this mean i need a wheel balance or is it likely to be more serious.
Answer:
Shaking probably means incorrect balancing. But otherwise the car should go strait. You might have got bent rods. Somebody needs to croll under the car and visually inspect it for bent/leaking parts. your tire allignment was affected. have it checked by your trusted wheel service.
Car Insurance Tips & Tricks
Tips & Tricks to Car Insurance
Tips & Tricks 1
The better your driving record is, the more likely you will be able to find a lower car insurance rate. Also remember that different companies will offer you different rates even with the same information provided.
Tips & Tricks 2
Go online and search for car insurance. If you search the web, many results should come up. Essentially, the more forms you fill out the more insurance quotes you will receive leaving you to make a well-informed decision on who you should go with.
Tips & Tricks 3
Don’t think each car insurance quote will be the same, they won’t be. Each one will be different, and some will be less than you’re paying on your current policy. Make sure to consider what coverage you need, or what coverage you currently have. It is a good idea to have your policy in front of you while doing the online quote submission. If you put in different coverage types, you will get different quotes. Obviously, the more coverage you want the more expensive the quote will be. It’s a good idea to put in different coverage types and see what happens.
Tips & Tricks 4
What deductible amount are you looking at? You may want to raise it so you can get a lower car insurance rate. You may also want to lower it or keep it similar to your current coverage.
Tips & Tricks 5
Your driving record is what insurance companies consider first when quoting you for a new car insurance policy. Next they look at what kind of car you are driving. If you have a Mercedes or BMW your insurance will be more than the guy next door with the Toyota.
Tips & Tricks 6
There are many cars that are considered high risks to insure because they are often the target of vandals and thieves. You can find this information online before you go the car insurance site. The age of your car is also taken into consideration.
Tips & Tricks 7
Know what kind of theft protection and safety equipment your vehicle has. You will have to fill this information in on your insurance quote form. Do you have lo-jack? etched windows? a car alarm? anti-lock brakes? airbags? These things can get you deductions from your insurance company, so be sure to check it out before you begin to fill out the forms.
Tips & Tricks 8
Credit ratings are becoming a key factor in all insurance rates as well as your driving record. If you’re late on your payments it could cost you more than credit card fees in the long run, it could cost you a lower car insurance rate.
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Car collateral loans
We need a car.I am wondering if, instead of paying cash for a used car, I should take a loan out for the car and only put a small down payment.
My idea is to then buy a CD or something with about 10000 of the money.
Will the CD pay more interest then I pay on the loan?
Can someone explain how this all works, and if I would be better off in the long run?
Answer:
A CD will tie up your money and pays about the same as a money market account. You can also find on-line savings for about the same (currently around 5% or less). Staying away from the CD will keep you liquid should you have a financial emergency…loss of job, medical emergency, etc. My guess is you will pay more than that for an auto loan.
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10 Auto Repair Tips
These tips may help you avoid problems or unnecessary expense.
• Do not try to diagnose the problem unless you are qualified.
• When looking for a repair shop, ask your friends or coworkers for recommendations.
• Shop around before agreeing to expensive repairs.
• Before you have a vehicle repaired,get a written estimate for repairing the vehicle, including teardown and reassembly.
• If a repair shop suggests repairs that you question, ask for a written reason why the repairs are needed.
• Ask the repair shop if it guarantees its work (labor, parts or both). If so, all terms of the guarantee must be in writing.
• If you are asked to sign a document,take a copy of it for your records.
• Never sign a blank document.
• Leave a telephone number where you can be reached.
• If you have a problem you cannot resolve with the repair shop, call the toll-free telephone number on the front of this leaflet.
Rinspeed splash- A concept car with flair
Rinspeed is one of Switzerland’s most famous automotive specialists. The company takes production cars from famous brands and makes further performance-enhancing changes. They also build individual cars to order, design bodywork and automotive equipment, and provide consulting services for the automotive industry worldwide. As such, they are perfectly placed to produce concept cars, and they do so with flair.
Bentley Arnage
For all its weight, there’s a frighteningly swift nimble-ness to this remarkable machine. When the zestful 6.75 litre turbocharged V8 growls into action, it is man and machine working in harmony. There’s nothing terribly difficult about driving the Arnage — it feels comfortable and drives smoothly — and it certainly is engaging.
What happens to your body in a car crash
THE NECK
At 40mph the sudden whipping movement of the head could cause serious injuries in. the neck. Shortly after impact (about 150 milliseconds), the spine undergoes what is called an S-shaped curve in this position, rather than simply being curved to the front in a normal C-shape as it would be at rest. It takes on an altered form.
When this ‘whiplash’ occurs, the lower part of the spine moves well beyond its normal range of motion, causing injury to the ligaments and discs (the fluid-filled sacks between your spinal bones) in that area.
THE CHEST CAVITY
Much in the same way that the brain is damaged by impacting with the skull, the other internal organs can suffer a similar fate. Internal injuries from a car accident can include damage to bowels, kidneys, spleen, liver, lungs and the heart.
Fractured ribs are quite common at low speeds, and these may also puncture lungs and other internal organs. Torn spleens are also a frequent injury and may require extensive hospitalisation.
THE SPINE
If you are involved in a car accident at a speed greater than 45mph it can be assumed that you have a spinal injury. Below that speed you shouldn’t create forces large enough to cause paralysis.
The force at which your body is jolted backwards and forwards and side-to-side often damages discs, causing them to perforate. In more serious accidents the actual bones can be forced together with such ferocity that they can fracture, damaging the spinal cord, which will result in paralysis.
THE PELVIS AND HIPS
In a 40mph car accident, the pelvis is often thrown forward into the steering column, dashboard or other hard structure. This impact can fracture or smash the pelvis, often opening up the hip joint – an injury which as well as being very painful is extremely difficult to fix. A smashed pelvis can also damage or rupture other organs, such as the spleen and bowels.
THE HEAD
Head injuries are the cause of 50 per cent of all automotive-related fatalities. Injury is caused by the sudden forward movement of the head and impact with the inside of the car.
This ‘headbutting’ effect can cause the brain to smash into the skull, which damages tiny blood vessels inside. These burst open, causing blood to flood the brain, eventually causing coma and death. Brain injury could be severe at 40mph.
THE KNEES
The forward movement into the dash often causes damage to the kneecap and surrounding tendons. Even at low speeds these impacts can cause damage so severe it affects your ability to walk for life.
THE ANKLES
Because of their relatively weak nature, ankles can easily break and are often shattered in car accidents as the foot is forced against the pedals and dash. Twisting is the main cause, as the foot is forced into an unnatural shape, causing snapping of bones and ligaments.
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