Kinds of auto insurance
I’ve heard about many other kinds of auto insurance. How can I tell which are important and necessary?
answer:
There are two other kinds of highly recommended auto insurance, and their cost is low enough to make you think twice about doing without them. One is medical payments insurance. This pays for medical treatment, hospitalization, and funerals of all occupants injured or killed in your car, up to the amount of coverage. Payment will be made no matter who was driving, or whether the accident was the driver’s fault. You shouldn’t be driving without at least $2000 of medical payments insurance, which will cost only a few dollars a year.
The other low-cost auto insurance you should carry is called uninsured motorist coverage. With this coverage, you will be able to collect damages if you are hurt by a driver who has no insurance to help him pay you. This protection will cost about $2 or $3 per year.


