Archive for the ‘Self help’ Category

What is Birthday Insurance?

Birthday Insurance is the most unique insurance product introduced in 25 years.
• All of your sales are incremental – the product does not compete with any other product in the marketplace.
• It is the industry’s best ‘door opener’ to talk with people about other insurance and financial planning needs they may have.
• You already have a large number of existing clients who will be interested in purchasing this product.
• The product is designed for the largest and wealthiest demographic group that exists– grandparents.

Grandparents purchase Birthday Insurance so that, upon their death, their grandchildren will receive, every year on the grandchild’s birthday, a customized birthday greeting card and check. The funding of the gift is through a whole life insurance policy from Assurity Life Insurance Company, Lincoln, Neb. The grandchild is guaranteed to receive this card and check every year for the rest of their lives, and grandparents can choose to purchase annual gift amounts for each grandchild of $100, $250, or $500.

What is Richter Scale?

The Richter scale was invented in the 1930s by Dr. Charles Ritcher, a seismologist at the California Institute of Technology. It is a measure of the largest seismic wave recorded on a particular kind of seismograph located 100 km from the epicenter. The wave height is measured by seismograph (type of pendulum with an ink pen or digital recorder) and the output is called seismograms.
As the measurement is based on logarithmic scale, a wave 1 mm (1000 microns) high on a seismogram has magnitude of 3 (because log(1000) =3). Similarly, a wave10  millimeters high would have a magnitude of 4. For reasons that a factor of 10 change in the wave height corresponds to a factor of 32 change in the amount of energy released during the earthquake, magnitude 7 earthquake produces waves
10 x 10 = 100 times as high and release energy 32 x 32
= 1024 times as great as a magnitude 5 earthquake.
Therefore in general sense, an earthquake of 8 RS is not twice as strong as the 4 RS earthquake but many thousand times stronger than 4.

Measuring Earthquakes

There are two ways in which we can quantify the size of earthquakes: magnitude and intensity. Magnitude is a measure of the amount of energy released during an earthquake. Almost everytime, when an earthquake occurs, we hear news reports on the magnitude of the earthquake using the Richter scale. Magnitude of an earthquake is a single number regardless of where it originates and where it’s felt but intensity will vary from place to place.
Using a simple analogy to illustrate the intensity and magnitude, is dropping a stone into a water pond, the difference between magnitude and intensity is similar to the difference between the height of the splash exactly where the stone hit the water and the height of the waves over the pool.
Therefore in general, the intensity is greater near the epicenter than at large distances from the epicenter.
This decrease in intensity with distance is known as attenuation. Earthquakes are measured by seismographs.

EARTHQUAKE TIPS

DURING AN EARTHQUAKE
When you feel an earthquake, duck under a desk or sturdy table. Stay away from windows, bookcases, file cabinets, heavy mirrors, hanging plants, and other heavy objects that could fall. Watch out for falling plaster and ceiling tiles. Stay under cover until the shaking stops.

Hold onto your cover. If it moves, move with it. Here are some additional tips for specific locations.

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What is the link between health and human rights?

There are complexlinkages between health and human rights:
• Violations or lack of attention to human rights can have serious health consequences;
• Health policies and programmes can promote or violate human rights in the ways they are designed or implemented;
• Vulnerability and the impact of ill health can be reduced by taking steps to respect, protect and fulfil human rights.

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What are human rights?

Human rights are legally guaranteed by human rights law, protecting individuals and groups against actions that interfere with fundamental freedoms and human dignity.

They encompass what are known as civil, cultural,economic, political and social rights. Human rights are principally concerned with the relationship between the individual and the state. Governmental obligations with regard to human rights broadly fall under the principles of respect, protect and fulfil.

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Shared custody less traumatic for kids

I’m recently divorced. Any advice on making shared custody less traumatic for my kids?

answer:
Here’s what I suggest:
1 Give everyone time to adjust to this arrangement. Shared custody will not be easy.
2 Avoid the biggest mistake dads make: trying to outdo Mom by spoiling your kids in an effort to buy their love.
3 Be consistent with discipline. The kids must understand your house rules and the values they’re based upon. Also, do not criticize how your ex runs her house.
4 Keep your promises: Maintain a regular visitation schedule and arrange frequent phone contact. When you are with the kids, don’t burden them with your anger and depression about the divorce. Instead, model openness by expressing sadness, then ask how they are doing.
5 Create a “home base” in your house for each child—a room, a corner, a bookshelf, some physical spot that’s his or hers alone. 6 Capitalize on shared interests such as hobbies, but also leave room to just hang out and spend time alone with each child.

My company is merging with another firm

My company is merging with another firm, and some people will get booted. Is there anything I can do to protect myself?

answer:
Absolutely. Take a look around and see who the winners are going to be. They’ll be the ones who look all brisk and sleek and juicy when they come into the office every day, moving between floors like mountain climbers, showing up at all the meetings energized and even frenetic from all their busywork. The losers will look just the opposite—tired, worried, resentful, paranoid, and a bit drippy. If you want to be a loser, hang out with them. If you want to be on the winning team, pick the guy you know best in that vector—even if you don’t know him all that well—and start keeping his company. Send him corporate roses of some kind. Be present as much as you can. If you’re good, and lucky, you’ll be targeted as one of the old guys whom the new guys can get along with. They can’t fire everybody. They need bridges. Be one.

Frosty tension between me and my boss

My boss screamed at me, and now there’s a frosty tension between us. Flow can I get things back to normal?

answer:
Being screamed at is never pleasant, and there’s far too much of it in the workplace. If anybody outside of the office yelled at you the way senior officers sometimes do, you’d punch him in the face. But into each career some spit shall fall, and you’re not a wuss. You can take it. Don’t reward the boss’ bullying with craven behavior. Stand tall and get right back on the horse. Try not to take it personally. Very often, the yeller is simply managing his anxiety in the only manner he knows how—by using you as a punching bag. Persistent sadistic treatment, however, calls for a level of Zen detachment mastered only by the sages of the ages. Adopt an indifferent “fuc*it” attitude. If you can’t do it in body, at least do so in spirit. A storm doesn’t seem so bad when you’re flying above it.

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What can I do to survive the grind?

I’m working 16 hours a day, 5 or 6 days a week. I can’t go on like this. What can I do to survive the grind?

answer:
Stop whining, you wimp. You think people make big coin by clocking in a puny 10-hour day? I assure you, they don’t. The big earners relentlessly drive themselves, thinking about the business 23/7— leaving 1 hour for deep REM sleep, and even then they’re dreaming about work. They champ at the bit to bolt out of the house in the morning and hit the beaches with all the ammo they’ve got. Pain? Exhaustion? Spiritual malaise? Forget about it. If you’re already in the top 1 percent of wage slaves in your company, go buy yourself a big-ass TV and suck it up. If, on the other hand, you’re killing yourself for middling money while others cash in stock options and purchase their little slab of lake front heaven, then I can sympathize … but only a little. Here’s a rule of thumb: If you’re not earning 5 percent of what your CEO is making
(including his bonus), you shouldn’t mortgage your soul and your health for the company store. Cut back your hours to merely insane, and when they bitch to you about it, tell them what I just told you.